For AI agents: a documentation index is available at the root level at /llms.txt and /llms-full.txt. Append /llms.txt to any URL for a page-level index, or .md for the markdown version of any page.
HomeGuides
HomeGuides
  • About Afterpay
    • What Is Afterpay?
    • How Does Afterpay Work?
  • Afterpay Button
    • Afterpay Messaging
  • Express Checkout
    • Express Checkout Overview
    • Adding the Afterpay Express Checkout Button
    • Process The Credit Card
    • Complete the Express Checkout Process
    • Integrated Shipping
    • Checkout Widget
  • Cash App Pay
    • Using the Cash App Pay Button
    • Getting Started
    • Advanced Rendering Control
    • Mobile Redirection
    • Customer On-File Payments
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On this page
  • For the Retailer
  • For the Customer
  • Pay Monthly
About Afterpay

How Does Afterpay Work?

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Introduction

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For the Retailer

  • We pay you upfront and take on the credit and fraud risk
  • We help increase your Average Order Value and conversion by increasing accessibility
  • Customers look to Afterpay for discovering new brands. For retailers, we are their most valuable source of new customers

For the Customer

  • We split the total order amount into 4 instalments, taken automatically every 2 weeks. The customer pays the first instalment at the time of purchase
  • Fast signup; Customers select Afterpay at checkout and fill out a few details to get an instant approval decision
  • When paying in four installments, there is always 0% interest and never additional fees when they pay on time
Note

The information above also applies to Cash App Afterpay (US) and Clearpay (UK).

Pay Monthly

Pay Monthly is also available with Afterpay Button. It features monthly installments with interest charged. It is suitable for more expensive purchases. Pay Monthly is only offered in the USA.